Paying your fees - undergraduate

There are a number of options for paying your fees, which are explained on this page.

The University does not send out invoices, so if you need to find out how much you need to pay, please go to the tuition fees page or undergraduate accommodation fees page.

If a private company or another organisation will be paying your fees, read the guidance for externally funded undergraduates.

Pay in full or in instalments

Please be advised that pre-payments (if applicable) should be deducted from the Tuition fee manually when making payment or setting up an instalment plan. 

You can pay for tuition and accommodation all at once or you may be able to pay in instalments. However, the option to pay by instalment is not available to:

  • students who have repeatedly defaulted on instalments in the past
  • visiting students admitted for one semester only
  • sponsors (this does not include family and friends, who are able to pay by instalments). 

International students

If you are an international student who requires a visa to study in the UK, you must ensure that you have the means both to pay your fees and to cover your living expenses while you are living in St Andrews. This is a requirement of current UK immigration rules.

Tuition fee payment options

Accommodation fee payment options

Ways to pay

You can pay your fees through the different methods described here. 

Bank transfer and eWallet

Debit or credit card (including card plans)

Late penalties

The University operates strict payment deadlines for each academic year.

Penalty charges

Late penalties:

  • Late payment of tuition fees - 3% of outstanding fee
  • Late payment of accommodation fees - 3% of outstanding fee
  • Failure to make any payment plan - 3% of outstanding fee

Registration

You will not become a fully registered student until you have paid your fees in full or set up an instalment plan.

Returning students may not be allowed to matriculate if they have an outstanding debt owed to the University. Students with outstanding debts should contact Credit Control (creditcontrol@st-andrews.ac.uk) as soon as possible to discuss their situation.

Library and Sports Centre access

Students who do not respond to correspondence requesting payment for outstanding debt may have their access to the Sports Centre denied and may be unable to withdraw books from the Library.

Accommodation

Any student living in University accommodation failing to keep to their payment schedule will be referred to the Head of Student Accommodation Services, who will decide whether to serve a notice of eviction. Availability of University accommodation in the future may also be jeopardised.

Failure to pay policy

Students who are are behind on their payment plan will be referred to the credit-control section of Finance, who will take the appropriate action in line with the University's Failure to pay policy to ensure that all payments are made in full. 

Communication will be sent to the student's University email, and this should be checked regularly.

Final decisions on late payment penalties will lie with the Finance Operations Manager.

Advice about fee payment scams

Please be safe when making payments or providing your personal details, particularly to third parties. The University of St Andrews is not responsible if you make a payment to sources outside of officially advertised University payment channels. If you are unsure what the official payment channels are, please contact the University directly before making any payments to anyone.

If you need more information, help or support with making a payment to the University, please contact the Cash Office by emailing studentfinance@st-andrews.ac.uk.

Also, read the following advice for how to avoid scams:

  • Do not provide your personal University login credentials or access to your University accounts to anyone.
  • Never share personal, banking or financial information with anyone who lacks a verifiable relationship with the University. 
  • Be wary of any person offering to make a tuition payment on your behalf or promising a discount on payment. If the offer sounds too good to be true, it almost certainly is.
  • The University does not usually specify new payment methods or channels, so be cautious of any new payment channels via third parties claiming to be affiliated to the University of St Andrews.
  • Avoid any individuals and companies in your home country advertising tuition payment services that are not listed on the University’s website.
  • Be cautious of any social media posts that reference discounts to fees. Some scammers will go as far as to create legitimate-looking social media or websites.
  • Always check with the University before agreeing to process any payment through a third party that is not directly affiliated with the University, and not visible on the University’s payment website or included in previously provided payment instructions.
  • Always be vigilant about how and where you may be approached by scammers (in person, by phone, via social media). When in doubt, contact the Cash Office (studentfinance@st-andrews.ac.uk). Never be pressured by any proclaimed deadline, threats of retaliation or threats to revoke your student visa if a payment is not made.